What's Included in a Home Inspection (And What's Not)

When you’re buying a home, a professional inspection is one of the most important steps you can take. But what exactly does a home inspection cover—and what doesn’t it? Let’s break it down so you know what to expect when you’re walking through this crucial part of the process.

What’s Included in a Home Inspection?

Think of a home inspection as a health checkup for your house. The inspector’s job is to give you a big-picture overview of the property’s condition. Here’s what’s typically covered:

• Structure: The inspector will look at the foundation, walls, roof, attic, and visible insulation to spot any major issues.
• Systems: Heating, cooling, plumbing, and electrical systems are checked to ensure they’re working as they should.
• Interior: Windows, doors, floors, ceilings, and walls are inspected for damage or signs of wear.
• Exterior: Siding, porches, decks, driveways, and other exterior features are reviewed for structural soundness and safety.
• Appliances: Major built-in appliances like ovens and dishwashers (if present) get a once-over to confirm basic operation.

What’s Not Included?

While home inspectors cover a lot, there are limits to what they can do. Here’s what usually falls outside the scope:

• Hidden or inaccessible areas: Inspectors can’t see behind walls, under floors, or inside pipes—if it’s not visible or easily accessible, it won’t be checked.
• Specialty systems: Pools, septic tanks, wells, and similar features usually require a separate, specialized inspection.
• Pest and mold: Unless there are obvious, visible signs, inspectors don’t perform detailed pest or mold assessments.
• Cosmetic issues: Things like paint, wallpaper, or minor cracks aren’t the focus—they’re more concerned with safety and function.
• Code compliance: Home inspectors don’t determine if the property meets current building codes; their role is to identify problems, not enforce regulations.

What Happens If the Inspector Finds an Issue?

Here’s where the process is a lot like a family doctor visit. If your inspector spots something concerning—say, a flickering light, a damp spot, or a crack in the foundation—they’ll note it in their report and recommend you bring in a specialist. For example, if there’s an electrical concern, you’ll be advised to call a licensed electrician. If there’s a possible roof leak, a roofing contractor will be suggested. This way, you get expert advice exactly where it’s needed, without paying for unnecessary deep dives unless there’s a real reason.

Final Thoughts

A home inspection is a powerful tool for buyers: it gives you peace of mind and helps you make informed decisions. Just remember, it’s a general overview, not a guarantee. If your inspector flags something, don’t panic—just follow up with the right professional, and you’ll be on your way to a safe, happy home!